Debtor
Representation
Representation for debtors in bankruptcy matters.
CHICO, CALIFORNIA · ATTORNEY
Douglas
Jacobs
CALL THE OFFICE530.342.6144↗
Bankruptcy law representing debtors and creditors.
Serving Chico and Northern California
PRACTICE AREAS
Practical counsel
for complex matters.
Douglas Jacobs is an attorney in Chico, California, representing debtors and creditors in bankruptcy matters.
Discuss your situation ↗Debtor
Creditor
Representation
Representation for creditors in bankruptcy matters.
ABOUT DOUGLAS
Nearly five decades
of legal practice.
Douglas Jacobs was admitted to the California Bar in 1978 and has practiced law ever since. As house counsel for a franchise corporation, he served on the American Bar Association’s Committee on Franchise Law and the California State Senate Small Business Subcommittee on Franchising.
He has taught Constitutional Law and Debtor-Creditor and Bankruptcy Law at Cal Northern School of Law continuously since 1988, and has served as Dean of Students there since 1994.
Douglas wrote for the Bankruptcy Law Network, Money Health Central, and the Mortgage Law Network. He authored a chapter in the Aspatore book Chapter 7 Consumer Bankruptcy Strategies and has spoken at regional and national bankruptcy conferences, including the Sacramento Valley Bankruptcy Forum, Central California Bankruptcy Institute, Southeastern Bankruptcy Institute, and the National Association of Consumer Bankruptcy Attorneys’ annual convention.
Professional memberships
National Association of Consumer Bankruptcy Attorneys
Sacramento Valley Bankruptcy Forum
Butte County Bar Association
BANKRUPTCY FAQs
Questions are a good
place to start.
Every situation is different. These brief answers are general information, not legal advice. Talk with an attorney about current rules and how they apply to you.
What does bankruptcy do?
Bankruptcy is a federal legal process that may give individuals or businesses a way to address debt. Different chapters provide different forms of liquidation or repayment. The right options depend on your income, property, debts, and goals.
Will I lose my home or belongings?
Not necessarily. Exemptions may protect some property, but the protections depend on the facts of the case and the applicable law. An attorney can review your property and explain the options before you file.
Will other people find out?
Bankruptcy filings are public court records. How often others learn about a filing varies; no attorney can promise that a filing will remain private.
What happens to my credit?
A bankruptcy filing can affect credit reports and scores. The effect and recovery timeline vary by person and credit history.
How long does bankruptcy stay on a credit report?
Credit reporting periods depend on the chapter filed and federal reporting rules. Confirm the current period with a qualified attorney or credit reporting agency.
How long does it take, and what does it cost?
Preparation time, court fees, counseling costs, and attorney fees depend on the type and complexity of the case. Douglas’s office can explain the current process and fees after learning more about your situation.
What are the main types of bankruptcy?
Chapter 7 generally involves liquidation, while Chapters 11, 12, and 13 provide forms of reorganization for different debtors and circumstances. Eligibility rules and debt limits can change, so get advice based on current law.
This page shares general information and does not create an attorney-client relationship. No outcome is guaranteed.
FROM DOUGLAS
Articles by
Douglas Jacobs.
Blogs
Blog posts will be added here when Douglas has them ready to share.
CONTACT
Call or email
the office.
Contact Douglas’s Chico office to discuss your legal matter and learn how to proceed.
Call 530.342.6144PHONE(530) 342-6144
EMAILinfo@japc-law.com
OFFICE
20 Independence Circle
Chico, CA 95973
OFFICE HOURS
Monday–Thursday
9:00 am–12:00 pm · 1:00 pm–4:30 pm
Friday
9:00 am–12:00 pm